FEES & CHARGES

Fees may apply depending on the type of finance, the complexity of the application, and the level of work required.

All fees are disclosed upfront and agreed to before any services commence. There are no hidden charges and no outcome based fees.

In many cases, our services are paid by the lender via commission once a loan settles. Where this applies, we will disclose the commission structure in accordance with regulatory requirements.

In some circumstances, an establishment or service fee may apply. This typically relates to applications that require additional preparation, structuring, or ongoing support.

Fees may be charged where work includes, but is not limited to:

• Complex or non standard applications
   
• Self employed or business lending
   
• Commercial finance
   
• Credit support or credit file review
   
• Applications requiring extended preparation or guidance
   

Any applicable fee will be clearly explained, including what services are covered.

Where credit support or structured guidance is required, fees may vary depending on the scope and duration of assistance. This may include credit file review, documentation guidance, and support through dispute or improvement processes.

Fees are based on the service provided, not on outcomes or approvals.

All lending solutions are subject to lender criteria, assessment, and approval. Payment of any fee does not guarantee approval or a specific outcome.

You will always know:

• If a fee applies
   
• What the fee covers
   
• When it is payable
   

If you are unsure whether a fee applies to your situation, we will explain this before proceeding.